Health risks and uncertainties are a part of life. The rising expense of medical care, especially, in the private sector has made health insurance a necessity for everyone. It protects you and your family financially in the event of an unexpected serious illness or injury.
Buying adequate health insurance early in life gives peace of mind and ensure that you are not footing the entire medical bill on your own.
Five major reasons for getting a health insurance:
Changing lifestyle
Exposure to numerous health disorders
Rising medical costs
Critical medical emergency / procedure costs are huge
Income tax benefit
Under section 80D of the Income Tax Act
Complete Coverage
Covers costs of pre & post hospitalization and expenses related to OPD & diagnostic tests
Additional Benefits
Cover for ambulance, day-care surgeries, health check-up, Ayush treatment etc.